Tips

  • Don't use a credit card much, all of the excessive spending will come back to haunt you, and you may end up in debt. Try getting a debit card for daily purchases, they're a lot easier to deal with. Use your credit card only for emergencies, and to establish your good credit.
  • Try not to take any big loans, because that's "big" money that you'll just have to pay back, and you could end up in debt for that also.
  • Control your expenses. You get rich on the difference between that and what you make
  • Make it a game. Looking for opportunities to make money is supposed to be fun. Never sweat it.
  • Read. The more you know the more you will perceive to be possible, the more you can make.
  • Make it about something else than money. It has to be fun. Fair enough you are doing it to become financially well off but few wealthy get off on that alone.
  • Make friends with people who share the same goals and values. It will reduce your downtime, and give you pleasure when you are down.
  • Make friends with people who are different than you. They can be the greatest source of inspiration and guidance if you are open to their different perspective.
  • Help others. Learn to be a caring individual that makes the world better for people around yourself. It will lead to more positivity coming your way. Also, donating to charities can come back to you in the form of tax deductions.
  • Plan. Define what you want, Act on it, and Evaluate often to see how you are going.
  • It is OK to be cheap, but never be cheap on things that give you value.
  • Never invest more than you are willing to lose. This is particularly important when you start. The older and more experienced you get the less risk you are likely to take, or the better you are capable of taking it.
  • Think a lot on why you want to become rich, what exactly you want to buy, what lifestyle you want. Make it specific, and date your time for having it and why it matters to you.
  • Money represents value. You might come to the understanding that you make money on giving something that other value more than what they pay. You spend the money to get something that is more valuable.
  • If possible, make the maximum out your retirement fund provided either by your government or your work. Then proceed to put as much money in to an account like a Roth IRA.
  • Whoever said money can't buy happiness has never driven a sports car!
  • Money can never buy true happiness. Do not lose your friends and family over making money.