What do you have to do to be a millionaire? Well, you could always start by being a billionaire! Yeah, we know... bad joke. But no, on a more serious note.., there are two ways you can move financially: up and down.
If you earn less than you spend, you're moving in the wrong direction. If the reverse is true, you're moving in the right direction. If you continue to move in the right direction, you can achieve financial freedom and if you focus on your goals and continue to build wealth, you can eventually become a millionaire.
Besides the basic starting assets - time, energy and money - here are 12 how-to steps to become a millionaire: